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China is spreading the use of insurance to cope with climate change damage

Weeks before the harvest started last summer, Li Ping's rice paddies were hit by extreme weather. Temperatures of 95 degrees Fahrenheit baked Longtan village in north China for over a month, and Li's rice yields decreased by 20 percent compared with normal years. But Li did not struggle to raise money for his next planting, which he did after previous crop failures. Instead, the 51-year-old farmer waited at home for the money to come.

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